The paper will be a focus on researching in the banking industry about how upper leaders and followers misbehave in their position. In this paper, I needed to provide with some solutions and recommendations to resolve the ethical problems such as coaching/ training the employee’s behavior, emphasized and implementing the company’s rules, and knowing the results if they don’t follow. I will be providing 5 articles that I found online, please use those as reference. Indian Banking Industry: Challenges And Opportunities Dr. K.A. Goyal1 and Vijay Joshi2 https://www.researchgate.net/profile/Vijay_Joshi8/publication/262144765_